Monday, March 31, 2014

The Brickell Pre Construction Project we were waiting for!




22 Floors  -   155 Residences

  •  One-Bedroom –     from $286,000
  •  Two-Bedroom -     from $380,000
  •  Three-Bedroom -   from $520,000

BRICKELL TEN     Preconstruction Project in Brickell


As the city of Miami continues to evolve, only one residential address remains ahead of the curve – BRICKELL  Ten.

Bold and contemporary, with an exclusivity conveyed from its intimate 22 stories, this collection of 155 residences and penthouses represents excellent accessibility to the exciting Brickell lifestyle, plus some of the strongest values in the area and advantageous location alongside Brickell.

Featuring interiors inspired by the acclaimed Adriana Hoyos, residences are more than chic – they are tastefully artistic.

Located just steps from  business,  entertainment  and   nightlife, life is more than fun – it is dynamic and fulfilling. Carefully selected amenities in this environmentally friendly building  offer  more than luxury –  they  enhance  the  inherent  value of these gorgeous residences, making them enjoyable to live in as well as  rewarding  to own. Claim it for yourself at Brickell Ten.





Adriana Hoyos is a natural-born designer enriching the everyday life  with  her  passion for timeless  design  and  sophistication.  She  is a perfectionist always delivering a memorable experience accompanying her creations, never just a product.

Throughout a career  that  spans over 25 years, seven furniture collections, and 500-plus interior  design projects,  Adriana has created a versatile portfolio of residential, commercial and hospitality projects for prominent    individuals    and     corporations in the U.S., Mexico, the Caribbean, Latin America and the United Kingdom. She has been recognized as a leader in  her  industry and an accomplished spokesperson on furniture design as well as interiors.





  • Contemporary 22-story building with aluminum and glass exterior
  • Interiors inspired by world-famous designer, Adriana Hoyo
  • Over 13,900 square feet of retail/restaurant space on ground floor and mezzanine level
  • Valet parking
  • Lanai Level indoor/outdoor social club
  • 1600 square foot corner swimming pool overlooking the city
  • Lushly landscaped gardens and outdoor gathering areas
  • Large Club Room with catering kitchen
  • Pool and billiards room
  • Business center
  • Recreational room
  • BBQ Area
  • Kids Play Room
  • Open lawn and kids play area
  • Rooftop Recreation Comple
  • Skyview gym with state-of-the-art equipment
  • Secluded outdoor spa surrounded by foliage
  • Outdoor bar with dramatic views
  • Reflecting pool
  • Sunset terrace and lounge areas





  • Open layouts with 9’ ceilings and connected living kitchen, and dining areas
  • Larger penthouse and Lanai level residences
  • 1 , 2, 3 bedrooms residences
  • Spacious terraces in all residences
  • Corner units with wrap-around terraces
  • Floor-to-ceiling sliding glass doors
  • Italian kitchen cabinetry

BRICKELL TEN      Pricing:


  •  One-Bedroom –     from $286,000
  •  Two-Bedroom -     from $380,000
  •  Three-Bedroom -   from $520,000





For more information or reservation, please call directly

Henry B. Nathan

 (800) 416-2747   (954) 296-6741

Email me:



 Visit my website:

Monday, March 24, 2014

Real Estate is coming back, doing great ! Are you sure about that ?

Prices gains in all markets.

Foreclosure numbers declining steadily.

These are surely signs of a great comeback of real estate.

Or are they?

In the last five or six years I have hardly sold any property to a Florida individual resident. Not exactly. About three years ago I sold a small distressed condo to a local investor at a giveaway price. 

The rest has all been out-of-town buyers, foreign buyers, vacation homes, bottom-feeding out-of-town investors.

I have been thinking a lot about it lately. 

What has happened to what we used to call "normal people" ? Those young couples in search of a first home, the "empty-nesters" selling their larger houses to get into smaller apartments ?
I am not talking about the wealthy South American seeking a home in his new country of adoption. 
I am referring to plain American buyers, my friends, the friends of my kids, those who, in a not so distant past, would have been calling me to ask for my expertise. 

They are all but gone. 

Perhaps I am getting old and my kind of clientele is naturally changing. I might be getting referrals from other strata of society. I am getting wealthier and world-wide-known. Could that be ?

Or could it be that perhaps the country has changed, or Florida has changed?

Florida is a place of retirement, a place of vacations. That explains why many of my prospects call me from France, or Argentina, Canada, or New Jersey, or Chicago. 

But does it explain that these have become ALL my clients ?

I am suspecting that real estate problems have not quite ended and might even be worsening.

Affordability of homes is the keyword. Of real homes, not multimillion-dollar condos on the beach, or luxury private guarded neighborhood homes.

Can an average thirty or thirty-five year-old person dream of owning his own home at this time?
Yes he can,  if he can solve all of the following questions:

  • Pay with a normal income a home mortgage, the homeowner and hurricane insurance, the property taxes, the maintenance expenses; and at the same time manage to keep the total of these payments below a 30% of his monthly pay-stubs ?

  • Put together an amount sizable enough for a down payment, and all expenses associated with a home purchase?

  • Manage to arrive to this stage with an almost immaculate credit report ? 

  • Be confident about his present job security and the stability of his income (or the combined income of his couple) ?

If he has managed to solve all these points,  he can get to the next step.

Which is:

  • Find a suitable property whose seller is willing to accept an offer that is not a "cash with no financing ontingency" deal.

  • Find a seller that is ready to be very, very patient, because now starts the following point which is:

  • Get the mortgage loan. As you might suspect, those same banks who were so generous in generating and granting these incredibly easy -and trashy-  loans (that they would later resell to unsuspecting investors) are now the most strict, severe, inflexible lenders in the history of the world. 

I have assisted to a couple of these loans and if it hadn't been awful and almost tragic, I would have called it hilarious. I swear that these guys wouldn't make a loan to their own bank!  Endless requirements. Exaggerated insurance obligations, paper,  documents, statements, constraints, more papers. Where did your money come from? We need proof that it's all yours, not your dad's, and so forth. 

But wait!  If it was an apartment in a condominium building, here comes the best. Is your building approved by Fannie Mae?  Does your building have too many tenants?  Does your building maintain reserves? Does your building have more than a certain percentage of investor owners? 
Not in compliance of all this and some more? You're out of luck, my friend. And guess what? Most buildings won't pass the test.

What's funny is that most of these Fannie Mae requirements are addressing problems long gone now,  which were precisely originated by the complete lack of ethics and rules in the famous "real estate balloon" years and which do not present a real problem nowadays. The scope of this blog does not allow me to explain why, but it is evident. 

Of course, all this can be avoided  or eased if you can remedy the problem with a 40 or 50% down payment, or even better: just buy it all cash.  Which bring us back to my dear foreign buyers and investors. 

Do I have the solution?

In a certain way, if we correct all the above, we'll get it right.

Which means:

  • Get normal people back to making a decent income. The ratios that mortgage lenders traditionally established are reasonable as long as they are adapted to reality.    Perhaps we should build smaller homes, but it is evident that the national average income in real dollars has gone sharply down in the last thirty years or so.

  • Get them steady jobs. Bring back the good jobs to America.  Good jobs will allow all of us to maintain better credit reports, and by the way send our kids to colleges, feed them better, keep them in better health, educate them better, and make this country's economy roll again.  

  • Keep decency and ethics in the mortgage business, but letting those who got us in the big mess dictate the new rules can be a matter of discussion.

Ranting again!   And just because I read the following article today:

Report from RealtyTrac

Most Housing Markets Still Worse off Than in ‘06:

Most housing markets are faring better than they did in the depths of the recession, but the recovery still has a long way to go.

Just 8% of housing markets in 410 U.S. counties are better off than they were in 2006—a year that predates the crisis, according to a new report from RealtyTrac. The report analyzes housing market health in 410 U.S. counties over the past eight years in two-year intervals. Market health is measured according to four metrics: home price appreciation, affordability, percentage of bank-owned real estate sales and unemployment rates.

Still, while a majority of housing markets have yet to return to their pre-crisis standards, the report shows that the worst effects of the crisis have largely passed. A full 96% of housing markets are better off than they were in 2010. Eighty percent of housing markets are also in a better state than they were in 2012, suggesting continuing improvement.

“The housing recovery has taken root in hundreds of counties across the country,  and almost all local housing markets are better off than they were four years ago when foreclosure activity peaked,” RealtyTrac vice president Daren Blomquist said in a press release Friday.

Roughly 1 million homes went into foreclosure that year and “we saw less than half that number of bank repossessions nationwide in 2013,” Blomquist said.
"Even in hard-hit markets like Stockton, [Calif.], Las Vegas and Lansing, Mich., where real estate owned sales represented more than half of all sales in 2010, the percentage of [real estate owned] sales has been cut at least in half," Blomquist said.

Home prices in three-fourths of the counties included in the report continue to hover below their 2006 levels. But low inventory in cities like Seattle, San Francisco, Denver and Oklahoma City has led to rapidly appreciating home prices in those areas, according to the report.

"Those rapid home price gains are causing a concerning drop in affordability rates in some cities, but homebuilders and homeowners with regained equity should help provide more supply to balance out many of those markets in 2014," Blomquist said.

 Read in the National Mortgage News – March 23, 2014

Henry B. Nathan

is a Real Estate Agent at

United Realty Group Inc.

Please call me for your real estate assistance at:

 (800) 416-2747   (954) 296-6741

Email me:

Visit my website:

Wednesday, March 19, 2014

Nine At Brickell - Preconstruction at Brickell

Nine at Mary Brickell Village

A Preconstruction Project in Miami  

For my Spanish-speaking readers,  

Watch this video about Nine and Mary Brickell Village area

Located in the heart of Miami’s dynamic Brickell neighborhood, Nine at Mary Brickell Village offers peerless access to an exceptional and growing array of dining, shopping and entertainment destinations. Residents also enjoy extensive personal services and expansive indoor and outdoor amenities, including an exquisitely landscaped one-acre pool and recreational terrace as well as exclusive spaces for socializing.
 Luxuriously appointed one- to three-bedroom residences feature contemporary floor plans and custom designed interior details.

Nine at Mary Brickell Village -  One of the Best Preconstruction Condo Buildings at Brickell


  •  34-floor luxury condominium tower with 390 one- to three-bedroom residences
  •  Private landscaped porte-cochere entrance with valet parking
  •  Secure, multi-level parking garage
  •  Elegant double-height marble-clad lobby
  •  State-of-the-art electronic access system for all amenity spaces
  •  24/7 security with video surveillance
  •  Complimentary Wi-Fi throughout all indoor and outdoor amenity spaces
  •  Pet-friendly services and amenities
  •  Secure residential storage facilities
  •  Conveniently located adjacent to the Brickell Metromover and Metrorail stations
  •  Direct private elevator access from the lobby and the pool terrace to The Shops at
  • Mary Brickell Village
  • LA Fitness
  • Publix Super Market
  • More than 35 restaurants, retail boutiques and specialty food shops

Nine at Mary Brickell Village  Preconstruction in Miami   

 Exclusive Services and Indoor Amenities

  •  Concierge available to provide a variety of services* on demand, including access to Miami’s most exciting restaurants and entertainment venues, and arrangements for housekeeping, laundry, dry cleaning, personal fitness trainers, poolside massage, and pet care
  •  Multilingual staff
  •  Mail and package handling
  •  Clubroom with lounging and dining areas, wide-screen televisions, a coffee bar, and a wall of floor-to-ceiling folding glass doors that offer seamless access to the Pool Terrace
  •  Residents’ Lounge with refreshment bar overlooking Secret Zen Garden, billiards and poker tables, and a media area with a wide-screen television
  •  Light-filled, state-of-the-art Fitness Center with custom sound system offers a wide range of Precor equipment, including cardio machines with integrated touchscreen televisions
  •  Dedicated Yoga Studio designed with hardwood floors and an integrated sound system
  •  State-of-the-art Board Room with large-screen video conferencing equipment

Nine at Mary Brickell Village -  Preconstruction in Miami

Incomparable Outdoor Amenities

Located on the 11th floor, Nine’s extraordinary one-acre private park has been designed as a
series of linked terraces offering intimate views of Mary Brickell Village, as well as inspiring views of the Brickell skyline and Biscayne Bay. Beautifully landscaped and furnished, it provides areas dedicated to lounging, swimming, dining, socializing with friends, and enjoying quiet moments alone.
  • Pool Terrace with expansive resort-style swimming pool, chaise lounges, and intimate cabanas for lounging or poolside massage therapy*
  • Dining Terrace with two oversized barbecue grills, canopied tables surrounding a central courtyard, and a fire pit with water feature
  • Lounge Terrace with comfortable living room-style seating areas, private lounge nooks, and a central fire pit
  • Secret Zen Garden with lushly landscaped walking paths, intimate seating areas, and dining tables
  • Enclosed Dog Run
  • Direct elevator access to The Shops at Mary Brickell Village
  • A variety of sophisticated floor plans, some with open-plan kitchen and living spaces,
  • and others with separate kitchens, all offer private balconies
  • Ceilings over nine feet in height emphasize abundant natural light and dynamic city and Biscayne Bay views


For information or reservation, please call directly 

Henry B. Nathan

  (800) 416-2747   (954) 296-6741


Preconstruction in Miami  – Nine at Brickell

Contemporary Residential Interiors
  • Penthouse residences with 10-foot ceilings offer larger living areas and bedrooms, and
  • unobstructed views over Biscayne Bay and the Miami skyline
  • Select penthouse residences offer larger or multiple balconies
  • Luxurious details include imported porcelain tile flooring in a wood grain finish and solar window shades
  • Contemporary kitchens, some with islands, feature white lacquer European cabinetry, including custom 8-foot-tall integrated pantries, and quartz countertops with fullheight back-splashes
  • Extra deep and wide stainless steel under-mount sink with arched, pull-down chrome-finish faucet
  • High-performance ENERGY STAR® stainless steel appliances include a 25-cubic foot
  • side-by-side refrigerator with in-door ice and water dispenser and a drop-in oven with glass cook top
  • Oversized bathrooms with designer lighting feature white lacquer vanities, dual vanities in most master baths, and a custom white lacquer linen closet or cabinet
  • Fine bathroom details include quartz countertops with under-mount sinks, chrome-finish hardware, oversized deep soaking tubs and/or semi-frameless glass-enclosed showers with soothing rainfall showerheads
  • Spacious walk-in closets in most bedrooms and oversized walk-in closets in all master bedrooms
  • Laundry room or utility closet with full-size washer and dryer in every residence
  • Generously insulated walls throughout residences offer enhanced soundproofing
  • Tinted, UV-rated windows are energy efficient and offer privacy
  • Pre-wired with AT&T U-verse 200, offering approximately 200 digital channels and high speed Internet 

Preconstruction in Miami  – Nine at Brickell Village  – The Grand Bay Club

Residents of Nine at Mary Brickell Village enjoy VIP access to the exclusive Grand Bay Club
on Key Biscayne.

  • Beautifully designed 15,000 square foot beachfront clubhouse
  • Indoor and outdoor dining overlooking the Atlantic Ocean and complimentary
  • Continental breakfast every day
  • Beachfront cabanas and chaise lounges
  • Gymnasium, heated swimming pool, whirlpools, and children’s pool
  • Food and beverage service in cabanas, on the beach, at the Tiki Bar and poolside
  • Exciting social events and activities for adults and children
  • Complimentary valet parking Wednesday through Sunday
Services available through concierge are at an additional fee

An idea of Prices at Nine at Brickell Village, Miami Preconstruction Project

Preconstruction in Miami  – Nine at Brickell   -  Payment Schedule:
  • 10% Reservation
  • 10% @ contract
  • 10% April 2014
  • Balance at closing

For more information or reservation, please call directly 

Henry B. Nathan

 (800) 416-2747   (954) 296-6741


Email me:


Visit my website:


Visit my websites: