Monday, September 27, 2010
More about property taxes in Miami
Thursday, September 09, 2010
This is what I'm talking about
Monday, August 30, 2010
Florida Property Taxes - Millage Vs. The People
I repeat: Altogether, my 2010 taxes will go up between 9.4 % in the best case and 14.4% in the worse, depending on the budget discussions.
Is this fair? When property values have been plummeting for four years now?
When inflation is close to zero?
Can people hardly hit by this unending recession afford these increases?
Do I have actual proof of that? I do not follow these budgets and city commissioners' decisions and meetings so closely.
Our taxes are a main consideration when assessing our governors' work. It's not quite the same as a corporation, but very similar. We can and should exercise our judgment and make our voices heard.
It is done once every few years when voting for our commissioners.
As a realtor, I am severely affected by the impact of property taxes (as well as insurance, maintenance expenses), on people's ability to sustain their home-ownership. Foreign buyers often balk when confronted with the cost of maintaining a property in Florida.
No doubt that, unleashed as it seems to be, this is a leading factor in the real estate recession.
Tuesday, August 10, 2010
Don't worry it's just your money!
Monday, August 02, 2010
The Real, Deep Cause of Real Estate Troubles
Mortgage abuses and frauds, banks games of hedges, CDO's and Credit Swaps, uncontrolled financial schemes are of course signs of the bad course we've been on. However, they are not the whole story.
They are in fact relatively correctable issues that can be addressed with regulations and government controls.
What hasn't been addressed and will not be any time soon is the continuous deterioration of employment and salaries.
We hear our legislators and our president planning on the creation of new jobs and new opportunities; at the cost of billions to the taxpayer.
This sounds so ridiculous when we read every other day about thousands of American jobs lost, small businesses closing doors, corporation shipping away their research and development departments, their calls centers, their accounting and their software engineering to India or China.
Who are we going to sell these condos and these homes to? Or are we going to end up as humorously said by somebody "selling insurance policies to each other" ?
A substantial part of realtors' activity has been switched to selling a large part of whatever is being sold now, to foreigners, Canadians, French, Japanese, you name it. Because these people are gradually becoming the only ones who can afford buying a home in America. And I am not being xenophobic, just observing facts.
Read for example the following article from the St. Petersburg Times in Tampa. It's the symbol of our times.
Observe that we are not losing blue collar jobs. They have been gone long time ago. It's not about U.S. Steel, or G.M. assembly workers.
What we see now are the very same high-tech class of workers that we are supposed to become, by going back to school to retool our knowledge, learn, and prepare for the new times and the new careers. These jobs, businesses, technologies, that were supposed to keep our country in its traditional position of economic dominance, and sustain the prosperity and livelihood of our middle class.
Read on:
Sunday, August 01, 2010
Red Light Cameras Might Just Be The Start
I still believe that we can do something about fighting traffic cameras.
I have no doubt that red-light cameras are just the start of a massive program for States and Cities to raise revenues through abusive punitive policies, which in fact are taxes, believe it or not.
Some say: "Relax, it's not as bad as it looks... just a new way of enforcing the law..."
Pundits said the same about Global Trade, US deficits, dismantling US industry, NAFTA, jobs outsourcing, and the mortgage looming disaster, and dozens of issues that are hitting us hard today.
We have grown comfortably accepting everything in the belief that "things will take care of themselves", that we live in the best possible world and nobody is going to change that, and other nonsense.
The truth is that every little issue and problem must be addressed and discussed. I firmly believe that, in time, Big Brothers will proliferate and prosper, at the expense of our liberties and quality of life. This is one notable example.
I totally agree with the following article, read in the Sun Sentinel on July 14, 2010.
Red-light cameras in South Florida – the start of an expensive ride?
Will cash-hungry governments keep expanding technological reach? With cash-hungry South Florida cities and the state in full money-grab mode, will red-light cameras be just the start?
"I don't see why they wouldn't do it for stop signs, too," said Daniel Karten, of Hollywood.
Or how about the state using SunPass transponders to detect speeding violations on toll roads?
Or how about cities using cameras to bust illegal U-turns?
"What's next? Probably speed cameras," said attorney Bret Lusskin, whose successful suit against Aventura's red-light cameras prompted the Legislature to rewrite state law and allow them. "If we don't stop this now, there'll be cameras everywhere, trying to catch anything you do."
Said Karten: "As a driver it stinks, but if I were a city council member sitting up there looking for revenue, it probably makes sense. They've got all this technology. All they have to do is start using it for different functions."
Karten was among dozens of readers who got in touch after I wrote about Hallandale Beach's red-light camera. The camera, on northbound Federal Highway at Hallandale Beach Boulevard, has rung up nearly $1 million in fines since January – a whopping 93 percent for slow-rolling right turns on red.
For now, Hallandale Beach is alone among Broward and Palm Beach County camera cities in enforcing right turn violations. But two cities in north Miami-Dade -- Aventura and Miami Gardens – have been mercilessly doling out right-turn tickets.
Karten said his wife has gotten multiple tickets at cameras near the Aventura Mall, as recently as June. I also heard from people who've been cited for slow-rolling rights at the corner of US 441 and Miami Gardens Drive. "Incredibly frustrating," said Karten.
Karten said he realizes people should follow the law, meaning coming to a full stop before turning. But in the case of these intersections, drivers making right turns often think they are acting safely because oncoming traffic is halted by the crossing street's left-turn signal. "They should put right-turn arrows in, so traffic can keep flowing when the other street has the left-turn signal," said Phil Kodroff, who got cited by the Hallandale Beach camera in May.
But that would cost money, instead of making cities money.
The new state law took effect July 1. It remains unclear what will happen to fines issued before that date, because an appeals court still must clarify that issue.
Still to be hashed out is the growing debate over right-on-red enforcement. The new law says drivers who make right turns in a "careful and prudent manner" may not be ticketed. But the definition of "careful and prudent" will have to be litigated, attorneys and city officials say. "Nobody knows what it means," said Lusskin. "If the cities keep issuing violations for right turns, I expect to challenge it."
According to the state's uniform traffic code, drivers must come to a full stop at a crosswalk or intersection before making a right turn on red. "There is no such thing as a 'rolling stop' and there is no grey area in state law," wrote reader Bruce Hogman, of Fort Lauderdale. Debbie Rozanski, of Pembroke Pines, wrote: "If people can't follow the law, then maybe we should stop allowing right turns at red lights." Mary Zervos, of Hallandale Beach, asked: "Why not have a sign installed, 'Stop here on red, then turn.'"
Under the new state law, a sign is required to mark red-light camera intersections, along with right-turn enforcement. In Hallandale's case, the sign is easy to miss, tucked 10 yards off the side of the road 130 yards before the intersection. "What driver is going to see that, especially at night?" Kodroff said when I showed him the sign last week.
Hollywood recently approved the installation of 10 red-light cameras by year's end, but it hasn't been determined if slow-rolling rights will be enforced. Ditto for Fort Lauderdale, which will have 11 cameras running by next month.
"When we gave approval, I never realized that cameras could be used this way," Hollywood Mayor Peter Bober said Wednesday. "I don't support playing 'gotcha' with drivers." Bober said he would like to see a middle ground, perhaps only ticketing those who go above a certain speed making a right on red.
"If you make a safe turn, but you're still going one mile per hour, I don't think that deserves a $158 fine," Bober said. "We should be trying to deter the most egregious and dangerous types of behavior, not giving people more reasons to hate municipal government."
From The Sun Sentinel - Michael Mayo - Columnist , July 14, 2010
Henry B. Nathan is a Realtor at United Realty Group Inc.