My cousin's internet shops in Israel

http://www.etsy.com/shop.php?user_id=7398267

My two cousins Mireille Simhon and Viviane Nathan are active on the internet with beautiful collections of clothes. It's BESOGRAIM Etsy Shop.

Besograim means "within parenthesis" (or between quotes). In French it is "entre parentheses"

My cousin Mireille had a great French restaurant in Jerusalem. A "parve" eatery, and that means that she couldn't serve meat or poultry. It was set up in a historical old house and it was a well-known landmark for many years. She had recently to close it for some landlord-related issue. I had some great meals there.

The two cousins have been living in Israel for many years. Viviane is a writer, and before moving there, she won some literary prizes in Latin America.

I just want to give them some support and wish them good luck.

I have another cousin who is in jewelry. She does great stuff. I will eventually post her link here.

Check Besograim now:

ISRAEL FREE SHIPPING FASHION INTERNET STORE

Whatever they do, they have always done it right.
Good luck, cousins.


I am a real estate professional at United Realty Group Inc.
You can visit my website: http://www.condo-southflorida.com/ where you can search for Hallandale Beach Condos, Sunny Isles Condos

Where to Get Foreclosure Help

Beware "foreclosure assistance" offers

With all the dubious assistance programs and out-right scams preying on home owners facing foreclosure, it can be difficult to find legitimate help.

Here’s a list of programs that are either operated by the U.S. government or have its seal of approval:

• To find a counselor, contact the U.S. Department of Housing and Urban Development (HUD) at (800) 569-4287 or (877) 483-1515, or go to www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm

• Call (888) 995-HOPE, the Homeowner’s HOPE Hotline to reach a nonprofit, HUD-approved counselor through HOPE NOW, a cooperative effort of mortgage counselors and lenders to assist homeowners.

• Visit NeighborWorks America’s Web site at www.nw.org/network/home.asp

• Go to this Web site for information on federal mortgage modification and refinancing programs: www.makinghomeaffordable.gov

• The Controller of the Currency’s consumer information site for banking-related questions is www.helpwithmybank.gov

• OCC Customer Assistance Group and consumer assistance site: www.occ.gov/customer.htm

• Federal Trade Commission: www.ftc.gov/bcp/edu/pubs/consumer/homes/rea04.shtm

• Federal Reserve Board: www.federalreserve.gov/pubs/foreclosurescamtips/default.htm

• NeighborWorks America: http://www.nw.org

• HOPE NOW: www.hopenow.com

Source: Controller of the Currency (04/21/2009)

How much realtors get in a short sale

Bank have in general the standard of never allowing more than a 5% to be split between the two brokers involved - listing broker and buyer broker.

However I have seen cases where only 1% was offered.

In most cases, the listing states that commissions are not guaranteed, which in plain English could mean that the bank can pay the brokers whatever they want at the moment of the closing.

In effect, in real life, when the broker has presented a customer to a seller (in this case the bank), he will not be able to back up if a deal is agreed upon, where the bank offers a very low commission.

I have seen one case of a deal where the bank offered $ 1,000 flat in a $ 200,000 listing.

It could sound enough. But it does not when you realize that most realtors do a few sales every year, after hard work, hundreds of showings and uncountable calls and "busted deals".

Henry B. Nathan is a Florida Realtor at United Realty Group Inc.Visit my website: http://www.condo-southflorida.com/where you can search for Aventura Condos, Florida Condos,